Group Health Insurance & Employee Benefits
Designed with Your Business in Mind
What is Group Health Insurance?
Group health insurance is a powerful way to protect your employees—and your business. At Gibbs Insurance & Financial Services, we help employers of all sizes provide health plans that offer real peace of mind.
These plans are designed to cover not just individual employees, but also their families, all under one affordable group rate. From medical and dental care to vision and mental health support, group health insurance offers broad protection. And because it’s handled through the employer, enrollment is simple, administration is streamlined, and the savings are significant.
This isn’t just insurance—it’s a commitment to your team’s health and happiness.
Plans often include:
- Medical coverage for preventive and emergency care
- Dental and vision benefits
- Mental health support
- Long and Short Term Disability
- Accident Insurance
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Optional dependent coverage
Why Offering Benefits Matters for Your Business
Your employees are your most valuable asset. In today’s competitive hiring landscape, offering meaningful benefits is no longer optional—it’s essential.
When you partner with Gibbs Insurance, you’re giving your business the tools to attract high-quality candidates and keep them for the long haul. Comprehensive benefits reduce turnover, improve employee satisfaction, and foster a stronger company culture. Healthier employees also mean fewer absences, higher productivity, and better morale across the board.
We believe that when you take care of your people, they take care of your business. We’d like to help you make that a reality.
Add More Value with Ancillary Benefits
While group health insurance forms the core of any benefits package, true employee support goes a step further. That’s where ancillary insurance comes in.
We help you expand your coverage with thoughtful additions that employees appreciate. Dental and vision plans keep everyday wellness within reach, while life insurance and disability coverage provide essential financial protection during life’s unexpected challenges. Accident and critical illness coverage also offer vital support in moments when it’s needed most.
These benefits not only enhance employee satisfaction, but they also demonstrate that you care about every aspect of their well-being—not just their job performance.
Employee Benefits Solutions, Tailored to Your Team
At Gibbs Insurance & Financial Services, we know no two businesses are alike. That’s why we don’t offer cookie-cutter solutions—we design benefits programs that match your unique goals, team size, and budget.
Looking to empower your employees with spending flexibility? We offer Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) that help stretch their healthcare dollars. Interested in promoting a culture of wellness? Our wellness incentive programs reward healthy habits and boost morale. Need support beyond health? Employee Assistance Programs (EAPs) provide confidential access to mental health counseling, legal advice, and financial planning.
And for long-term planning, we help implement 401(k) and retirement plan options that prepare your employees—and your business—for the future.
Save Smarter with Strategic Funding Options
Health insurance doesn’t have to be a financial burden. With innovative solutions like Balanced Funding and ICHRA, Gibbs Insurance helps you take control of costs—without compromising on care.
Balanced Funding offers the best of both worlds: predictable premiums like a fully insured plan, with the potential for refunds if claims are lower than expected. It’s a smart, transparent way to manage your healthcare budget.
ICHRA—Individual Coverage Health Reimbursement Arrangement—is another powerful option. It allows employers to reimburse employees tax-free for health plans they choose themselves. That means more flexibility for your team and more cost control for you.
These strategies aren’t just financial tools—they’re smarter ways to support your people.
Why Employers Trust Gibbs Insurance & Financial Services
When you work with Gibbs, you’re not just buying insurance—you’re gaining a partner.
Our clients choose us because we combine deep industry knowledge with personal, responsive service. We listen, we guide, and we stay with you every step of the way. Whether you’re launching a new plan, navigating compliance, or helping employees during open enrollment, we’re here to make benefits better—for everyone.
With personalized support, custom plan design, cost control expertise, and year-round service, we deliver more than policies. We deliver confidence.
Let’s Build a Better Benefits Plan—Together
Ready to create a benefits strategy that fits your team, your budget, and your goals?
Gibbs Insurance & Financial Services is here to help you take the next step with confidence.
📞 Schedule your free consultation and let’s design a plan that truly works—for your people and your business.